i am in huge debt since last three years and the amount seems to be impossible to pay within my life time, as a result i am not able to go back to my home and have not seen my famliy, old age parents and little kids since over 3 years
Recite daily one hundred times before Fajr:
سبحان الله وبحمده سبحان الله العظيم أستغفر الله
Subhan Allah wa-bihamdihi, Subhan Allah al-`Azhim, astaghfirullah.
Hajj Gibril Haddad